Terms and Conditions
Welcome to AUKS Finance. By accessing or using our website/platform, you agree to the following Terms & Conditions. Please read them carefully.
1. Introduction:
AUKS Finance is a digital financial marketplace that enables users to explore, compare, and apply for Home Loans, Personal Loans, and Credit Cards offered by registered banks and NBFCs.
👉 Please note:
- We are not a bank, NBFC, or financial institution.
- We do not provide loans directly.
- We only act as a facilitator between customers and our partner financial institutions.
2. Eligibility:
To use our services, you must:
- Be at least 18 years of age.
- Be a resident of India.
- Provide accurate and complete information.
3. Use of Services:
By using our platform, you agree that:
- The information you provide is true and correct.
- You authorize AUKS Finance to share your details with our partner banks/NBFCs for loan/credit card processing.
- Final approval, terms, and conditions of any loan/credit card are solely decided by the respective bank or NBFC, not AUKS Finance.
4. No Guarantee of Approval:
Submission of an application through our platform does not guarantee loan or credit card approval.
- Approval, rejection, loan amount, interest rate, and tenure are subject to the bank/NBFC’s policies.
- AUKS Finance is not liable for any decision made by banks or financial institutions.
5. Fees & Charges:
- AUKS Finance does not charge customers any hidden fees for using the platform.
- However, banks/NBFCs may levy processing fees or other charges as per their policies.
6. Limitation of Liability:
- AUKS Finance shall not be responsible for any losses, damages, or disputes arising between the customer and the bank/NBFC.
- We do not guarantee uninterrupted or error-free service on the website.
7. Privacy & Data Protection:
Your personal data is protected under our Privacy Policy. By using our services, you consent to the collection, storage, and sharing of data with our partner banks/NBFCs for processing your application.
8. Third-Party Links:
Our platform may contain links to third-party websites. AUKS Finance is not responsible for the content, accuracy, or privacy practices of such websites.